Coverages We Offer

We provide a wide range of coverages at an affordable cost.
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We offer a wide range of coverages. Consult your agent for the coverage that offers you the best protection for your unique business needs.

Businessowners Program

Businessowners insurance combines property and general liability under one policy. We take the basic Businessowners Policy and add extra insurance protection at no extra charge. Get even more protection with our PartnersPac, which offers higher coverage limits. 

Contractors Businessowners

We built our Contractors Businessowners Policy to meet the needs of the contracting industry by offering protection others don't, such as blanket additional insured and damage to your work clarification.

Commercial Auto

Whether you need to insure one company passenger-type vehicle or a fleet of trucks, we have the right coverage for you. 


Property coverage protects your business if damage to your building, office, furniture, equipment or contents occur. 

General Liability

General Liability insurance protects you against liability claims for bodily injury and property damage of a business's premises, operations, products and completed operations; and advertising and personal injury liability.

Inland Marine

Inland Marine coverage protects your property in transit over land, certain types of movable property, and certain equipment, and legal liability exposures. For contractors, we have two additional Inland Marine coverage offerings, Inland Marine Contractors PennPac & PennPac Plus, that offer 19 additional coverages tailored to the contracting industry. 

Workers' Compensation

Besides providing state-required coverage for your employees, we care for your injured employees while controlling your workers’ compensation costs.


An Umbrella policy provides protection against catastrophic losses and is written over our Business Auto, Commercial General Liability or Employers Liability policies. It picks up where the underlying policy leaves off when the aggregate limit of the underlying policy is exhausted by the payment of claims. It also provides protection against some claims not covered by the underlying policies.

Why Work With an Agent?

Your agent is your partner, making sure you have the protection you need.

Our Agents

Outstanding Service

When you have an accident, you want to know you'll be treated right.

Our Service

Our History

Mutual insurance companies exist solely for the benefit of their policyholder-owners – that’s you.

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