Additional Coverages
Value-added protection at an affordable cost.
Adding these affordable coverages to your policy provides you with extra peace of mind.
Because insurance laws are different in every state, some coverages may not be available. Be sure to talk with your agent.
We offer the following additional coverages:
Auto Loan/Lease Coverage
Coverage that protects you for the difference between the amount you owe on a car loan or lease and what you would actually collect under your personal automobile insurance policy if your car were totaled. Pays to repair or replace damaged or destroyed items at today’s price, with no deduction for depreciation.
New Car Replacement
When Collision and Other than Collision (Comprehensive) coverages are selected, this coverage pays for a current model year vehicle of the same manufacturer, model and equipment as your insured auto. Talk to your agent for more details.
OEM Part Replacement
This coverage pays to repair or replace material of a vehicle using materials made by the Original Equipment Manufacturer (OEM).
Rental Reimbursement
Pays the cost to rent an auto from a rental car agency when your auto is disabled for more than 24 hours due to a covered loss.
Towing and Labor
Pays the cost of towing your auto when it is disabled. The cost of labor performed at the disablement is also covered up to the limit. This coverage is also generally inexpensive.
Partners Plus
Our affordable Partners Plus endorsement packages several valuable coverages for extra peace-of-mind protection, and includes the following coverages and benefits:
- Parked auto collision
- Air bag replacement
- Deductible waiver in the event of a car jacking
- Emergency travel expenses
- New car replacement
- Death benefit
- Towing and Labor
- Rental Reimbursement
- Auto Loan/Lease
Other vehicles
We also provide coverage options for other types of vehicles:
- Classic and antique vehicles
- Customized equipment, including pickup caps and covers
- Motorcycles
- Motor homes
- Non-owned vehicles
- Recreational Trailers
- Utility Trailers
Because insurance laws are different in every state, some coverages may not be available. Be sure to talk with your agent.
Discounts and coverages are subject to state availability and individual eligibility. Discounts may not apply to all coverages and/or all vehicles.
