How we can help during these challenging times
Wisconsin order regarding insurance coverage available to restaurants engaging in delivery service
On March 23, 2020, The Wisconsin Office of the Commissioner of Insurance (OCI) issued an order regarding insurance coverage available to restaurants engaging in delivery service during the COVID-19 public health crisis.
The OCI order required all insurers who provide commercial general liability coverage to a restaurant to notify their restaurant insureds that hired and non-owned auto coverage is available, if requested. If the insured restaurant requests hired and non-owned auto coverage, the insurer shall, through either a rider or stand-alone policy, provide this coverage to any insured restaurant. This order shall apply to all commercial general liability policies in effect on or after March 17, 2020. The coverage afforded shall be effective upon the date it is requested; and, the order shall remain in effect until the public health emergency order is lifted, in whole or in part, to permit restaurants to resume normal operations.
We stand ready to accommodate the OCI order of March 23. If you have a restaurant insured that requests the addition of hired and non-owned auto coverage, please contact your agent accordingly to have the coverage added.