download brochure

		Protection For Those Who Rent
		What Is Covered? Protecting your personal property is a concern for anyone, whether you own or rent. That’s why Partners Mutual established the Renter’s Package Policy which provides excellent coverage for your personal property and personal liability at affordable pricing. Fire and Lightning Windstorm and Hail Explosion Glass Breakage Theft Smoke Damage Riot or Civil Commotion Vandalism and Malicious Mischief Building Collapse Falling Objects Aircraft Damage Freezing of Plumbing Water damage due to accidental discharge or overflow from within plumbing, heating, air conditioning or household appliance Sudden and accidental tearing apart, cracking of a hot water heating system, air conditioning, or an appliance for heating water Sudden electrical damage from artificially generated electrical current Coverage for the above includes: Personal Liability…defense and payment of judgment for injuries to others on or off your premises Medical Expense…for injuries suffered by others on or off your premises when caused by you Loss of Use of Apartment . . . if loss caused by one of the above listed perils - limit 20% of property coverage Policy Features The following features are included with your $100 deductible and $250 deductible theft: Your personal property covered for replacement cost Included Refrigerated products perils mechanical & power failure (no deductible) $250 Securities, personal records, stamps, tickets, up to $1,500 Watercraft, including trailers, motors and equipment $1,500 Trailers not used with watercraft $1,500 Theft of jewelry, watches, furs, precious stones $1,500 Theft of firearms $2,500 Theft of silverware, pewterware, trophies made of silver, gold, or pewter $2,500 Business property in the apartment ($250 limit on business property away from apartment) $2,500 Electronic apparatus while in a motor vehicle or motorized land conveyance $1,500 Credit card, fund transfer card forgery, counterfeit money $500